Category: Insurance
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The Key Benefits of Small Business Insurance
As a small business owner, you invest significant time, effort, and resources into building and growing your enterprise. While you focus on achieving your business goals, it’s essential to safeguard your investment against unexpected risks and liabilities. This is where small business insurance comes into play. In this article, we’ll explore the key benefits of…
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Is Your Business Van Properly Insured? What You Need to Know
Having the right insurance for your business van is crucial. Without proper coverage, one accident could leave you unable to work or facing serious financial consequences. In this guide, we’ll walk you through the key types of business van insurance, what’s typically covered and not covered, how much it costs, and tips for getting the…
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Types of Insurance In Nigeria
We can’t always avoid the unexpected, but we can occasionally protect ourselves and our family from the worst of the financial consequences. The correct type and amount of insurance depends on your individual circumstances, such as children, age, lifestyle, and employment advantages. Here, we’ll look at the various types of insurance policies available in Nigeria.…
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PIP INSURANCE: Coverage & All You Need To Know
Personal Injury Protection (PIP) insurance is an added coverage to auto insurance policies, providing benefits in case of an accident. Auto PIP insurance, also known as no-fault insurance, provides coverage for medical expenses, lost wages, and other related costs after a car accident, regardless of fault. After an accident, personal injury protection is a sort…
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HOLD HARMLESS AGREEMENT: What You Need to Know
Hold harmless agreements can be reciprocal (both parties forgo their right to sue the other party and are shielded from litigation) or unilateral (one party waives their right to sue and the other party is shielded from being sued). These kinds of agreements are especially prevalent in higher-risk industries, including construction, hospitality, event organizing, and…
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SPECIAL EVENT INSURANCE: Everything You Need to Know
When looking for ways to safeguard your exceptional event from unforeseen challenges, special event insurance comes in. These offer financial protection for risks associated with specific events like weddings, birthday parties, or corporate celebrations. Sadly, unforeseen circumstances sometimes ruin even the most well-prepared plans. as if a flood had destroyed your venue. Or a caterer…
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Truck Accident Claims: Why Timing Is Key for Fair Compensation
Truck accidents are devastating events, often leaving victims with significant physical, emotional, and financial burdens. While seeking compensation can be an essential step towards recovery, timing is paramount in this endeavor. The decisions and actions taken immediately after an accident often dictate the outcome of a claim, emphasizing the critical role of timing. Understanding the…
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How Much Life Insurance Do I Need for My Child: What You Need
As a parent, you want to do everything you can to protect your child, both now and in the future. That includes having enough life insurance to cover their needs in the event of your death. But the tough question is, “How much life insurance will you really need for your child?” Well, it depends…
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Do Non Moving Violations Affect Insurance: Detailed Guide
Non-moving violations are traffic violations that do not involve the movement of your vehicle. Examples of non-moving violations include parking tickets, expired registration, and broken taillights. Many people wonder if non-moving violations affect their insurance rates. The answer is generally no, but there are a few exceptions. In this article, we will discuss whether non-moving…
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Life Insurance Beneficiary Spouse or Child: All You Need
Life insurance is a financial product that provides a death benefit to your loved ones if you pass away. When you purchase a life insurance policy, you choose a beneficiary or beneficiaries who will receive the death benefit. Your beneficiary can be any person or entity you choose, such as a spouse, child, trust, or…